At Happy Ohana Insurance Consultants, we believe in providing comprehensive protection that fits your needs and budget. Supplemental insurance plans are an affordable way to enhance your existing health coverage, no matter which major medical plan or carrier you have. These plans offer additional financial protection by helping cover unexpected expenses that your primary health insurance may not fully address.
One of the biggest advantages of supplemental plans is that they pay out benefit amounts directly to you—not to hospitals or providers. This means you have the freedom to use the funds as needed, whether for medical bills, lost wages, or daily living expenses.
By adding supplemental coverage, you gain peace of mind knowing that you and your loved ones have extra financial security in times of need.
Provides a lump-sum payout for covered injuries resulting from accidents, including fractures, dislocations, burns, and emergency treatments. Helps cover medical costs, lost income, and other related expenses.
Pays a cash benefit if you’re diagnosed with a covered serious illness such as cancer, heart attack, or stroke. This benefit can help with medical bills, treatment costs, or everyday expenses during recovery.
Offers cash payments for each day you’re admitted to the hospital, helping cover deductibles, co-pays, and other out-of-pocket expenses that come with hospital stays.
Provides financial support for cancer-related expenses, including treatments, hospital stays, medications, and alternative therapies. Helps ease the financial burden of a cancer diagnosis.
Replaces a portion of your income if you’re unable to work due to a covered illness or injury, ensuring you can still cover everyday expenses while recovering.
Covers preventive care, basic procedures (fillings, extractions), and major dental work (crowns, root canals, dentures) to help keep your oral health in check without breaking the bank.
Helps cover the cost of routine eye exams, glasses, contact lenses, and even corrective surgeries like LASIK, keeping your vision sharp and expenses manageable.
Provides a lump-sum payment to your beneficiaries in the event of your passing, helping cover funeral costs, outstanding debts, and providing financial support to loved ones.
Helps pay for expenses related to nursing homes, assisted living, or in-home care if you require long-term assistance with daily living activities.
A type of life insurance designed to cover funeral and burial costs, ensuring your family doesn’t have to worry about these expenses during an emotional time.
Bridges the gap between what your major medical plan covers and your out-of-pocket costs, helping pay for high deductibles, copays, or other medical expenses.
Find the Right Supplemental Coverage for You.
Whether you’re looking to enhance your health benefits or gain added peace of mind, supplemental insurance plans provide the extra protection you need.
Contact Happy Ohana Insurance Consultants today to explore your options and build a plan that works best for you!
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