Nationwide Service

727-320-2413

Happy Ohana Insurance Consultants
Happy Ohana Insurance Consultants
  • Home
  • Health Insurance
  • Life Insurance
    • Term Life
    • Permanent Life
    • IUL-Annuities
  • Dental/Vision
  • Supplemental Plans
  • Long Term Care Plans
  • Employee Benefits
  • More
    • Home
    • Health Insurance
    • Life Insurance
      • Term Life
      • Permanent Life
      • IUL-Annuities
    • Dental/Vision
    • Supplemental Plans
    • Long Term Care Plans
    • Employee Benefits

727-320-2413


  • Home
  • Health Insurance
  • Life Insurance
    • Term Life
    • Permanent Life
    • IUL-Annuities
  • Dental/Vision
  • Supplemental Plans
  • Long Term Care Plans
  • Employee Benefits

Enhance Your Coverage

adding value depiction

Affordable Coverage That Complements Your Health Plan

At Happy Ohana Insurance Consultants, we believe in providing comprehensive protection that fits your needs and budget. Supplemental insurance plans are an affordable way to enhance your existing health coverage, no matter which major medical plan or carrier you have. These plans offer additional financial protection by helping cover unexpected expenses that your primary health insurance may not fully address.

One of the biggest advantages of supplemental plans is that they pay out benefit amounts directly to you—not to hospitals or providers. This means you have the freedom to use the funds as needed, whether for medical bills, lost wages, or daily living expenses.

By adding supplemental coverage, you gain peace of mind knowing that you and your loved ones have extra financial security in times of need.

Types of Supplemental Insurance Plans

Accident Insurance

Hospital Indemnity Insurance

Critical Illness Insurance

Provides a lump-sum payout for covered injuries resulting from  accidents, including fractures, dislocations, burns, and emergency  treatments. Helps cover medical costs, lost income, and other related  expenses. 

Critical Illness Insurance

Hospital Indemnity Insurance

Critical Illness Insurance

Pays a cash benefit if you’re diagnosed with a covered serious illness  such as cancer, heart attack, or stroke. This benefit can help with  medical bills, treatment costs, or everyday expenses during recovery. 

Hospital Indemnity Insurance

Hospital Indemnity Insurance

Hospital Indemnity Insurance

Offers cash payments for each day you’re admitted to the hospital,  helping cover deductibles, co-pays, and other out-of-pocket expenses  that come with hospital stays. 

Cancer Insurance

Short-Term Disability Insurance

Hospital Indemnity Insurance

Provides financial support for cancer-related expenses,  including treatments, hospital stays, medications, and alternative  therapies. Helps ease the financial burden of a cancer diagnosis.

Short-Term Disability Insurance

Short-Term Disability Insurance

Short-Term Disability Insurance

Replaces a portion of your income if you’re unable to work due to a  covered illness or injury, ensuring you can still cover everyday  expenses while recovering.

Dental Insurance

Short-Term Disability Insurance

Short-Term Disability Insurance

Covers preventive care, basic procedures (fillings, extractions), and  major dental work (crowns, root canals, dentures) to help keep your oral  health in check without breaking the bank. 

Vision Insurance

Long-Term Care Insurance

Vision Insurance

Helps cover the cost of routine eye exams, glasses, contact lenses, and  even corrective surgeries like LASIK, keeping your vision sharp and  expenses manageable.

Life Insurance

Long-Term Care Insurance

Vision Insurance

Provides a lump-sum payment to your beneficiaries in the event of your  passing, helping cover funeral costs, outstanding debts, and providing  financial support to loved ones. 

Long-Term Care Insurance

Long-Term Care Insurance

Long-Term Care Insurance

Helps pay for expenses related to nursing homes, assisted living, or  in-home care if you require long-term assistance with daily living  activities. 

Final Expense Insurance

Final Expense Insurance

Long-Term Care Insurance

A type of life insurance designed to cover funeral and burial costs,  ensuring your family doesn’t have to worry about these expenses during  an emotional time. 

Gap Insurance

Final Expense Insurance

Gap Insurance

Bridges the gap between what your major medical plan covers and your  out-of-pocket costs, helping pay for high deductibles, copays, or other  medical expenses. 

 

Find the Right Supplemental Coverage for You.

Whether  you’re looking to enhance your health benefits or gain added peace of  mind, supplemental insurance plans provide the extra protection you  need.

Contact Happy Ohana Insurance Consultants today to explore your options and build a plan that works best for you!

click to call

Carriers

Copyright © 2025 Happy Ohana Insurance Consultants - All Rights Reserved.

Designed and maintained by OA Media.

  • Home
  • Privacy Policy
  • FAQ

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

DeclineAccept